"Why I Don't Need An Alarm System."
Did you see the headlines this week?
Armed men ransack home, lock aunt in the closet.
Police look for burglar.
Police need help finding murderer.
Criminal activity is happening in areas where crime used to be rare.
Would it make sense to have tens of thousands of dollars of valuables, home furnishings or inventory but no way to protect it from theft or vandalism? In spite of all the newspaper headlines and TV news reports, there are still people who say they do not need an alarm system.
Let’s talk about some of the excuses or reasons for “Why I don’t need an alarm system.”
Reason #1: I have insurance
This is my personal all time favorite excuse. My response is that burglar alarms are like insurance. We never plan to get into a car accident or become sick; we still purchase automobile and health insurance. We purchase home owners insurance, but that only helps to replace items stolen in a break-in. An alarm system is like another form of insurance, but even better because it helps prevent the break-in. FBI statistics show that a home without an alarm
system is three times more likely to be broken into.
Most insurance companies will give you a discount on your homeowner’s insurance premium if you have a monitored alarm system. The discount varies from company to company ranging from as low as 5% to as high as 20% if you install dead-bolt locks and other security measures. Why would they offer a discount? Insurance companies know that homes that are secured are less likely to be burglarized. I say this often – burglars are lazy, they look for the easy target (the home without protection).
Reason #2: It won't happen to me. I live in a safe neighorhood.
Please don’t be so naive as to confuse your nice neighborhood with a safe neighborhood. Think about it. If a burglar is going to break into a house, don’t they want to steal the most valuables they can on each invasion?
Reason #3: Someone is always home.
ALWAYS? Burglars have been known to read the newspaper and then target homes while the family is at a funeral or wedding. Burglars do not only break into vacant houses or strike only at night. There are many reported cases of burglars striking in the afternoon or when the homeowner is taking a nap. In many ways this is even more frightening, this presents a danger to your loved one that is “always home”.
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